Frequently asked questions
We’ve collated a list of the questions we receive most often from charities. If you can’t see your question below, please send it through, we’d love to answer it.
Locate your question quickly using the section links below or scroll down to view all FAQs.
About Tribe
Impact investing focuses on investments that address major social and environmental challenges, whilst also aiming to generate a financial return. Impact investing goes beyond negative screening or ESG risk management and focuses on those companies that are creating a positive impact.
100% of Tribe’s investments are sustainable. We only run portfolios for positive, sustainable impact. While some wealth managers offer impact investing as a small part of a broader portfolio, we invest solely in businesses working for the benefit of society and the planet. Sustainability is at the core of everything we do, from our mission as a business, to our operations, and the offering to our clients.
Tribe clients are a growing community of people who want to use their wealth to do more: to put it to work in a way that will help bring about prosperity for others, and for the planet. Tribe clients are individuals, families, family offices, charities and corporates.
Certified B Corporations, or B Corps, are companies who meet high standards of social and environmental performance, transparency and accountability. We’re a proud certified B Corp which means everything we do balances purpose and profit.
Every client has a direct relationship with a dedicated wealth manager. They provide tailored guidance and information about your invested capital’s financial and impact performance and facilitate interaction with the wider Tribe team.
Being part of Tribe means you’ll be taking an active and informed role in the shift to a sustainable economy, investing in the right places, and engaged in a broad movement for good. You’ll receive monthly market and impact reviews, annual SDG performance reports and regular opinion and thought leadership on investment and impact topics. You’ll also be able to take part in our diverse events programme from informal lunch and learns to co-hosted events with our extended network.
Sustainability selections
Certified B Corporations, or B Corps, are companies who meet high standards of social and environmental performance, transparency and accountability. We’re a proud certified B Corp which means everything we do balances purpose and profit.
The United Nations Sustainable Development Goals (UN SDGs) are the blueprint to achieve a better and more sustainable future for all. They address the global challenges we face, such as poverty, inequality, climate change, the energy transition, peace and justice, to name a few. There are 17 interlinked SDGs (Global Goals).
We use the SDGs as a framework for understanding the values of our clients and to measure, and report on a portfolio’s impact performance. The SDGs are the “north star” of our investment process and help those who invest with us to identify the impact they wish to create in the world.
ESG investing looks at the operations of a company and the potential environmental, social and governance risks associated with the way they operate. Impact investing also assesses this but looks beyond to the products/services to ensure they’re working to solve major global challenges, not contributing to them. A company can have a high ESG score but its products/services may be contributing harmfully to society or the environment.
No. Every investment is assessed for its investment credentials, as well as its impact credentials via our “twin-lens” approach. Impact investing adds impact returns on top of financial returns. We benchmark ourselves against an industry benchmark – ARC PCI (Asset Risk Consultants Private Client Indices).
We’re unique in that we have a twin-lens investment process where we assess for both impact rationale alongside financial rationale. We don’t just employ negative screens, rather, every fund, single security and asset allocation decision is made through our investment and our impact lens. The investment process is set up so that each team (investment and impact) has a right of veto over the other. This means an investment can be rejected if it fails to meet our stringent impact criteria and vice versa (and this does happen).
Working with charities
Tribe’s multi-asset class, risk adjusted portfolios aim to maximise a charity’s grant making activities/abilities. Our investment approach allows charities to invest in line with their values, philanthropic goals and impact objectives. Tribe’s impact portfolios, by nature, exclude controversial industries such as armaments, alcohol or oil which don’t belong in a charity’s investment portfolio.
We work with several faith-based institutions and charities. We’re proud to be an active voice in the faith-based investing sector which has included acting as a contributor to the Zug Guidelines to Faith-consistent investing.
We have a broad range of charitable clients that support a variety of different causes such as the environment, gender, faith, humanitarian aid and justice. We work with corporate charities, philanthropic trusts and private family foundations.
The Charity Commission is currently analysing feedback to a consultation on responsible investment. We welcome the Commission’s intention to give confidence to charitable investors to incorporate responsible investment into their approach. We continue to contribute to discussions within the sector on how best to do so.
We work with trustees in several ways. This may or may not be the first stage on your impact investing journey so we can provide as much, or as little education and engagement on what it means to invest with impact. We offer our proprietary ImpactDNATM tool to help align a charity’s portfolio with their values. Once invested, we provide regular investment and impact reporting which can be shared with stakeholders and beneficiaries. Being part of Tribe means you’ll be taking an active and informed role in the shift to a sustainable economy, investing in the right places, and engaged in a broad movement for good. Many of our charitable clients have formed networks to share their experiences of their impact investing journey.
We provide formal valuations on a quarterly basis. These reports include both financial and impact portfolio performance. Through our impact performance reporting, you can understand how your Tribe portfolio is performing. Tribe’s impact performance reporting doesn’t just highlight the financial performance, but also the social and environmental impacts, giving you the confidence that your investments are having a positive effect in the areas that matter to your charity. Every year we release an SDG performance report as part of our commitment to report on our impact progress as a business. The report details our social and environmental performance from an investment/portfolio level through to our impact as a business.
A Donor Advised Fund (DAF) is an easy to establish philanthropic vehicle which facilitates charitable giving. DAFs are created under an umbrella charity of a sponsoring organisation which administers the fund on behalf of a donor. Donors can be individuals, families, or companies. We work with DAF providers and donors to manage DAF assets for positive social and environmental impact; at the same time aiming to grow the assets for financial return enabling ongoing grant making activities.
Still got a question?
Let us know. Send your question to our charities team via the link below.
